Perspective•Viager
Stay... and sell anyway.
We often present the viager as an alternative. In reality, it represents a deeper shift: the moment when a wealth and property situation organizes itself differently.
12 April 2026•4 min read
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Greetings & Strategies
Understand before deciding
Clear markers to move forward with precision.
This editorial library gathers analyses, reference points, and useful readings to illuminate wealth and property decisions without rushing.
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Insight•Viager
What the Viager Requires You to Consider Differently
The viager is neither a rent nor an initial lump sum. It organizes a particular temporal framework: the seller retains possession of the property, while the buyer accepts deferred ownership. This element of uncertainty, central to the balance of the transaction, requires a precise patrimonial assessment.
19 April 2026•4 min read
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Perspective•Decision
Not all situations are suitable.
In valuable immovable properties, certain solutions may seem obvious at first glance. However, viager sales, bare ownership, wealth transfers, or property reorganizations require careful examination on a case-by-case basis to ensure what can truly be lived, maintained, and passed down over time.
26 April 2026•4 min read
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Perspective•Awareness
What is decided... when you don't decide
Certain wealth and property situations appear stable on the surface for long periods. However, over time, the conditions that allow for a smooth transmission, division, or familial arbitration may gradually become more complex. This delicate balance between continuity, usage, and reorganization is often at the heart of immovable properties preserved across multiple generations.
20 April 2026•3 min read
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Perspective•Wealth
What we buy... without living there.
We often present the viager as an opportunity. In reality, it is a more precise decision: entering into a situation whose value depends just as much on time as on the property itself.
20 April 2026•5 min read
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Insight•Reflection
What the property market is slowly disappearing
In certain territories, valuable assets are gradually transitioning from long-term ownership models to faster division, resale, or rotation mechanisms. Occupied viagers and bare ownership sometimes allow for alternative approaches to patrimonial continuity, with a case-by-case approach rooted in the long term.
13 May 2026•5 min read
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Perspective•Autonomy
Before any decision
In certain real estate holdings, selling, transferring, or investing does not solely depend on a logic of appreciation. Occupied viager sales, bare ownership, and long-term possession sometimes require accepting an alternative timeline: one where usage, transfer, and recovery of value do not coincide immediately.
20 April 2026•4 min read
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La Voix du Viager
"Discuss your situation"
Each wealth and property decision deserves a calm, clear, and tailored approach to your situation.